Loan Criteria

Legal information

  • Down payment is based on credit worthiness & (trade-in equity if applicable).
  • Proof of your income – current company check stub with YTD earnings within 30 days).
  • If Self-Employed – last 3 months bank statements.
  • Copy of Driver’s License that MATCH the residence.
  • Proof of residence – mail addressed to you at the contract address postmarked no more that 30 days.
  • Residence – Mortgage statement or lease agreement no more than 30 days prior to contract date. Must reside at residence to qualify.
  • Proof of FULL insurance coverage. Except on Title Loans
  • 6 References with addresses & phone numbers.
  • Financing Available with exception of out of state applicants.

  • The Trading Post

    Offering quality pre-owned cars and trucks with Two Locations Serving the Hickory Area.

    Conover 828-464-0600
    Hickory 828-325-0600

  • Apply Online

    Find out today if you are qualified for one of our loans using our Online Credit Application.

  • Se Habla Espanol

    Llama y habla con nosotros hoy. Facil y rapido.

  • Tico Info

    Phone: 828.324-8900
    Fax: 828.324-9200

    1834 Startown Rd. SE
    Hickory, NC 28602

    Monday – Friday
    8:30 am – 5:30 pm